The Federal Reserve Bank, the central bank of the United States, dropped interest rates to zero for lenders in March 2020 in anticipation of the negative impact of the coronavirus pandemic. Covid-19 was not the only factor, but it was a key factor for reducing interest rates to some of the lowest levels in history, and this has created some tremendous opportunities for financing and home ownership.
Perhaps you share a driveway or access road with your neighbor, or you have a section of land that you share with others, or you have heard the words “utility easement.”
Title insurance is a form of protection coverage called “indemnity insurance” that is issued by a Title company and protects lenders and homebuyers from financial loss sustained from defects in the title to a property.
All you need to do is have a dream, visit with a quality builder, and then find the right financing option—like the One-Time Close Construction Loan option.
If you’re in search of a new home, you’re likely debating the benefits of a newly built home versus an established one. There are several factors you should consider before you start your search. Let us give you some thoughts to ponder.
If you have decided to custom build your new home, the most important challenge you will have is choosing the right builder. Here are 10 tips on questions to ask in order to pick the best builder for you.
The cost of a home is not just the sticker price of the house. Here are some items that you should include.
It’s exciting to buy a new home. However, there are a lot of steps that go into this process, especially when it comes to your mortgage. Lenders need to know more about you to decide how much money they can lend you and at what interest rate. Being prepared to provide this information will make your homebuying experience much simpler and easier.
It’s well known that buying a home is most likely the largest single investment we will make in our lifetime. That said, it makes sense that we should have a well thought-out plan to make sure we make the best decision that’s right for us. Here are some important points to remember.
It’s well known that buying a home is most likely the largest single investment we will make in our lifetime. That said, it makes sense that we should have a well thought-out plan to make sure we make the best decision that’s right for us. Here are some important points to remember.
Lately, advertisements and commercials for “Do It Yourself” security systems have become numerous. They are cheap and a one-time purchase, but are they the best for your peace of mind, or would you prefer whole-house and yard coverage with 24/7 monitoring?
From 15” TVs in the 1960’s to 84” LED backlit TVs in 2018, we all have one or more TVs in our homes—television plays a major role in our lives. The family TV is usually crammed into our living areas along with sofas, bookshelves, tables, chairs, and lamps. Generally, it is near the kitchen and entryway, and often this is not a useful spot for private viewing, or is too small for large groups of friends and family.
The New Year is a great time to set goals for improving your life. Whether the goal is to lose weight, to stop smoking, or to start a new career, it’s the season to set positive intentions and turn last year’s “would have, should have, could have” to “Yes! This year, I am going to!”
One of the hottest trends in new construction today is the transitional home. Put simply, a transitional home is one that combines two architectural styles. It may mean mixing elements of farmhouse design with touches of Tuscan design, or starting with Spanish architecture and adding traditional elements. By blending ideas from each style, you can create a fresh design that aligns with your own tastes.
When it comes to looking for a new home to buy, time really is money. That’s because your decision on which house to spend your money on is one you’re going to have to live with for a long, long time. So use your time efficiently, but don’t be in a hurry to find a
A low FICO score will flag you as eligible for less money and higher interest rates. Learn how to avoid a bad score.
Loan Types You Need To Know When it comes to building your new home, one of the key steps is to secure a mortgage that is right for you. This means you will likely have to do some research and shopping around to learn what the options are and where you can get the best
Make a fresh start in 2018 by buying a new home! It’s a great time to purchase your dream property, but what’s the best way to get started? Tour new model homes! Keep reading to learn the most important things to know as you go through the model home tour experience. What Is a Model
Use These 6 Tips to Buy a New Home in the New Year. Most of us make resolutions in the New Year. Some of us hope to lose weight. Others will make it a goal to exercise more often. But perhaps your New Year’s resolution is to buy a new home! If this is the
Just because you can see through windows doesn’t mean they’re not part of your walls. In fact, because it’s much harder to insulate windows effectively, your home’s windows can have an even bigger impact on your air conditioning costs. The size of the windows in a home, the number of windows, and whether or not they
